# Official Sanitas Insurance Rates 2026
## Exclusive Sanitas Agency Majadahonda (Madrid)

This is the official list of base prices and reference rates in effect for the year 2026 for the insurance policies marketed by our independent exclusive agency. The final monthly premiums are calculated based on age, postal code of residence, and applicable discounts.

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## 1. Reference Price List

| Product / Insurance | Base Monthly Premium | Copay Options | Special Requirements | Info Link |
| :--- | :--- | :--- | :--- | :--- |
| **Sanitas Más Salud** (Health Insurance) | From **€32.40** (Children) <br> Adults from **~€46.00** | No Copays / Low Copay (Plus) / High Copay (Óptima) | Medical questionnaire | [Health Insurance](/en/private-health-insurance-spain) |
| **Sanitas Visas & NIE** (Approved) | From **€67.76** | No Copays (Fixed) | No waiting periods. Requires upfront annual payment | [Visa & NIE Insurance](/en/non-lucrative-visa-health-insurance-spain) |
| **Sanitas International Students** | From **€42.65** | No Copays (Fixed) | Age 14 to 35 and active university enrollment | [Student Insurance](/en/student-visa-insurance-spain) |
| **Sanitas Dental Milenium** | From **€9.90** (Children) <br> Adults from **€12.90** | No copay for basic treatments | No waiting periods. Immediate enrollment | [Dental Insurance](/en/dental-insurance-spain-expat) |
| **Sanitas Pets** (Dogs and Cats) | From **€19.50** (Cat) <br> Dog from **€23.50** | No copay for in-network consultations | Pet age: 2 months to 9 years | [Pet Insurance](/en/pet-insurance-spain) |

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## 2. Pricing Factors and Discounts

*   **Family Discounts:**
    *   **2 or 3 people** insured on the same policy: **5% discount** on the total premium.
    *   **4 or more people** insured on the same policy: **8% discount** on the total premium.
*   **Payment Method Discount:**
    *   Annual payment in advance: additional **4% discount** on the net total premium.
*   **Tax Exemption:**
    *   Private health insurance in Spain is exempt from Insurance Premium Tax (IPS) and VAT. Only the legal surcharge for Spain's Insurance Compensation Consortium (0.15%) applies.

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## 3. Contact for Personalized Quotes and Certificates

*   **Legal Entity:** ANYO HEALTH SL (Exclusive agent of Sanitas, S.A. de Seguros, DGSFP registration number C0320B67816207).
*   **Physical Office:** Calle Santiago Apóstol, 5, 28220 Majadahonda, Madrid (Spain).
*   **Phone / WhatsApp:** +34 657 89 02 40
*   **Email:** mromanyuk.pex@sanitas.es
*   **Website:** https://oficinasanitas.es