Sanitas Accede
Essential healthcare, with no waiting periods and no limit on consultations
ANYO HEALTH SL · Exclusive agent of Sanitas, S.A. de Seguros (Bupa Group) · Sanitas International Expert office · DGSFP Registry No. C0320B67816207View certificate
Who is it for? For those who want unlimited access to GPs and specialists at the most affordable premium, taking on a small copay per use and with no need for hospitalization.
- Price
- from €22.10/month
- Copays
- With copays
- Waiting periods
- Depends on the cover · details below
- Enrolment age
- From 0 to 59 years old (inclusive)
What Sanitas Accede covers
A faithful summary of the official product sheet. The exact scope of each cover is set out in the general conditions, which we go through with you before you sign up.
Healthcare
- Unlimited consultations in general medicine and all specialties
- All simple diagnostic tests (blood tests, plain X-rays...)
- Ultrasounds
- Simple therapeutic methods (physiotherapy, aerosol therapy, wound dressing...)
- Basic dental coverage (consultations, cleanings, treatments and extractions)
- Emergency care
Digital coverage
- Video consultation for general medicine and specialties
- Video consultation for emergency care (general and paediatric)
- Same-day digital consultation with doctors from 10 specialties
- Check your health and Assess your symptoms
- Digital physio and Look after your mind
- Vital signs measurement and health programs
- Video consultation with no copay
Terms of enrolment
Copays, waiting periods and ages exactly as they appear on the official product sheet.
Copays
- From 0 to 15 services: 5 €
- From 16 services onwards: 10 €
- Diagnostic tests and therapeutic methods: 12 €
- Emergency care: 8 €
- Podiatry session: 3 €
- Dental: 3 €
- High-frequency services: 20 €
Copay limit per insured person, per year: 290 €
Waiting periods and enrolment age
No waiting periods.
Age: From 0 to 59 years old (inclusive). No maximum age to remain on the policy.
Summary of the official Sanitas Accede product sheet (Sanitas, S.A. de Seguros). Enrolment is subject to the general and specific conditions of the policy. We explain them with no obligation.
Indicative price
Per insured person and month · Madrid rate
Official Sanitas price list, April 2026: first-year premiums for new policies, excluding the 0.15% Consorcio surcharge. The exact price depends on each insured person's age and province — we confirm it in a minute, with no obligation.
| 0-2 years | 33.28 €/month |
| 3-15 years | 22.77 €/month |
| 16-19 years | 27.40 €/month |
| 20-39 years | 29.88 €/month |
| 40-59 years | 32.25 €/month |