Every Sanitas policy, side by side

We handle the whole Sanitas range from our office in Majadahonda, at the same premium as the official price list. Compare what each policy really covers, what you pay per visit and how long you have to wait, in English and with no obligation.

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Compare 3 policies side by side

Pick the three you are weighing up and see where they actually differ. For the exact premium at your age, use the price calculator.

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Comprehensive health

Sanitas Más Salud

from €32.40/month

Who it is for

For those who want complete private medicine: specialists with no waiting, hospitalization and procedures at Sanitas' own hospitals, choosing between three copay options.

Ages

From 0 to 75 years old. No maximum age to remain on the policy.

Copays

No copays: fixed monthly premium

Also available: low copay (Plus) · high copay (Óptima)

Waiting periods

From 3 to 10 months depending on the treatment

Usually waived if you're switching from another insurer

See the full detail

Surgical procedures in groups 0 to II (OMC): 3 months
Complex diagnostic tests: 6 months
Childbirth or caesarean section: 8 months
Complex therapeutic methods, tubal ligation/vasectomy, hospitalization and procedures in groups III to VIII (OMC): 10 months
With a certificate from another insurer, waiting periods are usually waived

Highlights

Hospitalization and procedures
Advanced technology included
With or without copays

More information

Reimbursement and premium

Sanitas Más 90.000

from €58.82/month

Who it is for

For those who want Sanitas' complete medical network and, on top of that, the freedom to see any doctor or clinic outside the network — in Spain or abroad — getting back 70% of the expense.

Ages

From 0 to 64 years old. No maximum age to remain on the policy.

Copays

No copays: fixed monthly premium

Also available: with copays

Waiting periods

From 3 to 10 months depending on the treatment

Dental reimbursement: 8 months

See the full detail

Surgical procedures in groups 0 to II (OMC): 3 months
Complex diagnostic tests and psychology: 6 months
Childbirth or caesarean section: 8 months
Complex therapeutic methods, tubal ligation/vasectomy, hospitalization and procedures in groups III to VIII (OMC): 10 months
Dental reimbursement: 8 months

Highlights

70% reimbursement up to 90.000 €/year
Coverage in the US
No copays

More information

Reimbursement and premium

Sanitas Premium 500.000

from €94.00/month

Who it is for

For those who want maximum freedom: any doctor or hospital in the world, with 90% of the expense reimbursed and premium coverage for pharmacy, dental and hospitalization.

Ages

From 0 to 64 years old. No maximum age to remain on the policy.

Copays

No copays: fixed monthly premium

Waiting periods

From 3 to 10 months depending on the treatment

Dental reimbursement: 8 months

See the full detail

Surgical procedures in groups 0 to II (OMC): 3 months
Complex diagnostic tests and psychology: 6 months
Childbirth or caesarean section: 8 months
Complex therapeutic methods, tubal ligation/vasectomy, hospitalization and procedures in groups III to VIII (OMC): 10 months
Dental reimbursement: 8 months

Highlights

90% reimbursement up to 500.000 €/year
Pharmacy and dental included
Coverage in the US

More information

Every summary is taken verbatim from the official product sheet; the full terms are in the detail sections and in the general policy conditions. Premiums from the official Sanitas price list of April 2026.

Want us to go through it with you?

Tell us your age, your postcode and what matters to you, and we will send you the exact premium and the two or three policies that actually fit. We answer in English, the same day.

Contact the office WhatsApp +34 655 02 69 85