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Health Insurance Guides & Comparisons

What we explain in the office, in writing: real coverage and pricing comparisons so you can choose the Sanitas health insurance that fits you, with no surprises.

May 12, 2026

Spain Student Visa Insurance Requirements: The Full 2026 Checklist

Sanitas health insurance for international students is a policy with no copays and no waiting periods, 100% valid for processing the Type D student visa, university enrollment, and TIE renewal. Many students arrive with a "student insurance" policy bought online that the consulate or university then rejects: the difference is in the fine print, full coverage versus limited assistance. This guide goes point by point through exactly what a Type D student visa requires, what the International Students policy covers, and the most common questions we answer at our Majadahonda office before a student travels to Spain.

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Sanitas Majadahonda office - Reception and consulting rooms

May 28, 2026

Digital Nomad Visa Insurance Spain: Why Travel Insurance Isn't Enough

If you're applying for a labor roots (arraigo laboral) permit, a digital nomad visa, or any work residency in Spain, submitting the wrong insurance is the most expensive and most common mistake: travel insurance only covers temporary emergencies, and Immigration requires a complete health policy with no copays and no waiting periods. Here we summarize exactly what Spain's Directorate General for Immigration (Extranjería) requires, what this policy covers, and why travel insurance doesn't meet those requirements, along with the questions we answer most often at the office before an application is submitted.

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June 10, 2026

Sanitas Dental Milenium vs. Premium: Which Plan Is Right for You?

Sanitas offers two dental insurance plans, and our office works with both. They share the same quality network of dentists, but Dental Premium expands the treatments included at no extra cost and raises the monthly price compared with Dental Milenium. In this guide we compare price, treatments included, and deductibles between the two plans, and answer the questions we get asked most about waiting periods, health questionnaires, and the clinic network before you choose.

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Female doctor attending to a patient in a consultation

June 18, 2026

Sanitas Health Insurance Plans Compared: Más Salud, Avanza or Único +60

Sanitas offers several health insurance plan families with similar-sounding names and different coverage: Más Salud, Más Salud with Reimbursement, Avanza and Único +60. Here we compare the ones we arrange most often at our Majadahonda office, with real prices from the official April 2026 rate card for Madrid, contracting age, whether hospitalization is included, and up to what age you can sign up for each one, so you don't end up paying for coverage you'll never use.

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Smiling female doctor in a white coat outdoors

June 25, 2026

Copay or No-Copay? Choosing Your Sanitas Health Plan in Spain

No copays, low copay, or high copay? The three modalities of Sanitas Más Salud share the same medical network and the same coverage: the only thing that changes is how much you pay in fixed premium and how much per medical visit. The copay modality lowers the premium by around 22%, ideal if you rarely go to the doctor; the no-copay modality gives you a fully predictable monthly cost, which tends to suit families with young children. In this guide we cover what each modality includes, what is excluded from the policy in any of them, and how annual payment and the family discount affect the final price.

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English-speaking Sanitas office near Madrid

July 7, 2026

Health Insurance for Americans Moving to Spain: The Complete 2026 Guide

If you're an American planning to move to Spain — whether on a non-lucrative visa, a digital nomad visa, or a student visa — health insurance is one of the first things the Spanish consulate will ask for, and one of the most common sources of costly mistakes. US health insurance plans, Medicare, and short-term travel policies all fail to meet Spain's immigration requirements. This guide covers exactly what Spanish authorities require, which visa type applies to your situation, what a qualifying policy must include, and the real prices from the official 2026 Sanitas rate card, answered by our English-speaking office in Majadahonda, near Madrid.

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Sanitas Majadahonda office — serving US citizens applying for the NLV

July 7, 2026

Spain Non-Lucrative Visa Health Insurance: What Americans Actually Need in 2026

The Non-Lucrative Visa (NLV) is the most common route US citizens use to move to Spain as retirees or passive income earners, and health insurance is the document that trips up the most applicants. The consulate doesn't just want proof you're insured — it requires a specific type of Spanish-authorized policy, and the certificate must explicitly state conditions that most international health plans don't mention. This guide explains exactly what the NLV health insurance requirement means in practice, how to get the right certificate from the US before your consulate appointment, and how much it costs, based on the official 2026 Sanitas rate card.

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English-speaking Sanitas advisor at the Majadahonda office

July 7, 2026

Sanitas vs International Health Insurance in Spain: Which Is Better for Expats?

If you're an expat moving to Spain, you'll inevitably compare Sanitas against international insurers like Cigna Global, Bupa Global, or Aetna International — or against cheaper digital-first options like SafetyWing. They sound similar on paper, but they're very different products for very different situations. This comparison is based on the real questions we answer at our English-speaking Majadahonda office from Americans, Britons, and other internationals who arrive with an international plan and discover it either doesn't qualify for their Spanish visa or doesn't work as well as expected once they're living here.

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