Over-60s
Sanitas Único (+60)
From €48.10 a month In Madrid from €49.55
Example: a person aged 60 to 64 in most provinces, such as Granada, Málaga or Salamanca. Sanitas rates of April 2026.
Healthcare from age 60, with no health questionnaire. Sanitas Único (+60) is a Sanitas policy in the Over-60s range, with copayments. For those over 60 whom other insurers no longer accept: enrolment with no age limit, no health questionnaire and no pre-existing condition exclusions.
- With copays
- From age 60. No maximum age for enrolment or to remain on the policy. No health questionnaire.
Exclusive Sanitas agent · DGSFP C0320B67816207ANYO HEALTH SL · Exclusive agent of Sanitas, S.A. de Seguros (Bupa Group) · Sanitas International Expert office · DGSFP Registry No. C0320B67816207View certificate
Who is it for? For those over 60 whom other insurers no longer accept: enrolment with no age limit, no health questionnaire and no pre-existing condition exclusions.
- Price
- from €48.10/month
- Copays
- With copays
- Waiting periods
- Depends on the cover · details below
- Enrolment age
- From age 60
What Sanitas Único (+60) covers
A faithful summary of the official product sheet. The exact scope of each cover is set out in the general conditions, which we go through with you before you sign up.
Healthcare
- Consultations in general medicine and all specialties
- All simple diagnostic tests; of the complex ones: ultrasounds, MRIs and CT scans
- Simple therapeutic methods (physiotherapy, aerosol therapy...)
- Basic dental coverage (cleanings, treatments and extractions)
At-home services
- Medication delivered from the pharmacy
- At-home physiotherapy
- At-home care assistant
- Podiatry
Sanitas Mayores services
- Personal care plan drawn up by a health advisor who specialises in elderly care
- Guidance on choosing at-home care
- Telephone advice on financial assistance for long-term care (dependency benefits)
- Discounts on Sanitas Mayores services (care homes and day centers)
Digital coverage
- Video consultation for general medicine and specialties
- Video consultation for emergency care (general and paediatric)
- Same-day digital consultation with doctors from 10 specialties
- Check your health and Assess your symptoms
- Digital physio and Look after your mind
- Vital signs measurement and health programs
Terms of enrolment
Copays, waiting periods and ages exactly as they appear on the official product sheet.
Copays
- From 0 to 6 services: 0 €
- From 7 to 15 services: 5 €
- From 16 services onwards: 10 €
- Diagnostic tests and therapeutic methods: 12 €
- Podiatry: 3 €
- Emergency care: 8 €
- High-frequency services: 20 €
- Basic dental coverage: 3 €
- Video consultations incur a copay just like in-person consultations
Waiting periods and enrolment age
No waiting periods, except for complex diagnostic tests (MRI and CT scan): 6 months.
Age: From age 60. No maximum age for enrolment or to remain on the policy. No health questionnaire.
Official Sanitas documents
The full terms, in the PDFs published by Sanitas. We also send them to you with your quote.
The insurance product information document (IPID) can be downloaded from the official Sanitas product page. See the page on sanitas.es
Summary of the official Sanitas Único (+60) product sheet (Sanitas, S.A. de Seguros). Enrolment is subject to the general and specific conditions of the policy. We explain them with no obligation.
from €48.10/month
Sanitas entry premium. The exact price depends on each insured person's age and province. We confirm it in a minute, with no obligation.
What people ask us most about Sanitas Único (+60)
Short answers, faithful to the official product sheet. If your case is different, we look at it with you on WhatsApp.
How much does Sanitas Único (+60) cost?
from €48.10/month. The final premium depends on age and, for some products, on postcode; the office confirms it before you sign and applies current promotions.
Does Sanitas Único (+60) have copayments?
Yes. From 0 to 6 services: 0 €. From 7 to 15 services: 5 €. From 16 services onwards: 10 €. Diagnostic tests and therapeutic methods: 12 €. Podiatry: 3 €. Emergency care: 8 €. High-frequency services: 20 €. Basic dental coverage: 3 €. Video consultations incur a copay just like in-person consultations
What waiting periods does Sanitas Único (+60) have?
No waiting periods, except for complex diagnostic tests (MRI and CT scan): 6 months.
Up to what age can you take out Sanitas Único (+60)?
From age 60. No maximum age for enrolment or to remain on the policy. No health questionnaire.
Who is Sanitas Único (+60) for?
For those over 60 whom other insurers no longer accept: enrolment with no age limit, no health questionnaire and no pre-existing condition exclusions.