Sanitas Residents
Healthcare that speaks your language
ANYO HEALTH SL · Exclusive agent of Sanitas, S.A. de Seguros (Bupa Group) · Sanitas International Expert office · DGSFP Registry No. C0320B67816207View certificate
Who is it for? For foreigners who live in Spain and want complete insurance with care in their own language. It's the most affordable option in the range, and it is precisely because monthly or quarterly payment carries waiting periods: the half-yearly and annual packages are issued with none. If you need it for a visa or an immigration procedure, ask about the Residents Visado version: no waiting periods with any payment method, and with the certificate that Immigration requires.
- Price
- from €52.41/month
- Copays
- No copays
- Waiting periods
- Depends on the cover · details below
- Enrolment age
- From 0 to 75 years old
What Sanitas Residents covers
A faithful summary of the official product sheet. The exact scope of each cover is set out in the general conditions, which we go through with you before you sign up.
Essential coverage
- General medicine, emergency care and access to all medical specialties
- Diagnostic tests, both simple and advanced-technology
- Simple and advanced-technology therapeutic methods (rehabilitation, radiotherapy, chemotherapy...)
- Hospitalization and surgical procedures
- Emergency care abroad for stays of up to 90 days
- Extended dental coverage with more than 40 services included
Exclusive to foreign residents
- 12.000 € for medical emergencies outside Spain and other additional services
- Mi Sanitas app in English: book appointments and filter for doctors who speak your language
- International second medical opinion with world-renowned specialists
- Repatriation: international transfer and a companion, with full coverage
- Optional reimbursement add-on of up to 300.000 €
- Meets the requirements for processing your residence visa
Digital coverage
- Video consultation for general medicine and specialties
- Video consultation for emergency care (general and paediatric)
- Same-day digital consultation with doctors from 10 specialties
- Check your health and Assess your symptoms
- Digital physio and Look after your mind
- Vital signs measurement and health programs
- Mi Sanitas app in English
Terms of enrolment
Copays, waiting periods and ages exactly as they appear on the official product sheet.
Waiting periods and enrolment age
With the half-yearly or annual payment packages: no waiting periods. With monthly or quarterly payment, the general waiting periods apply: minor surgery (OMC groups 0 to II) 3 months, complex diagnostic tests and psychology 6 months, childbirth or caesarean section 8 months, and hospitalization, surgery in groups III to VIII, vasectomy/tubal ligation and complex therapeutic methods 10 months.
Age: From 0 to 75 years old. No maximum age to remain on the policy.
Monthly, quarterly, half-yearly or annual payment. Only the half-yearly and annual packages are issued with no waiting periods, and for visa approval, Immigration and consulates require the premium to be paid in advance: that's why we always recommend annual payment for these procedures.
Summary of the official Sanitas Residents product sheet (Sanitas, S.A. de Seguros). Enrolment is subject to the general and specific conditions of the policy. We explain them with no obligation.
Indicative price
Per insured person and month · Madrid rate
Official Sanitas price list, April 2026: first-year premiums for new policies, excluding the 0.15% Consorcio surcharge. The exact price depends on each insured person's age and province — we confirm it in a minute, with no obligation.
| 25-29 years | 91.99 €/month |
| 35-39 years | 96.53 €/month |
| 45-49 years | 110.15 €/month |
| 55-59 years | 144.24 €/month |
| 65-69 years | 210.00 €/month |