Visas and immigration
Sanitas Residents Platinum
From €108.24 a month In Madrid from €120.57
Example: version with waiting periods paid monthly for a 3 year old child as the only insured person in most provinces, such as Granada, Málaga or Salamanca. Sanitas rates of April 2026.
Healthcare that speaks your language, with 90% reimbursement up to 500.000 €. Sanitas Residents Platinum is a Sanitas policy in the Visas and immigration range, without copayments. For foreign residents in Spain who want the best of both worlds: Sanitas' complete medical network and freedom of choice with premium reimbursement, including outside Spain.
- No copays
- Enrolment age: 0 to 64 years old.
Exclusive Sanitas agent · DGSFP C0320B67816207ANYO HEALTH SL · Exclusive agent of Sanitas, S.A. de Seguros (Bupa Group) · Sanitas International Expert office · DGSFP Registry No. C0320B67816207View certificate
Who is it for? For foreign residents in Spain who want the best of both worlds: Sanitas' complete medical network and freedom of choice with premium reimbursement, including outside Spain.
- Price
- from €90.20/month per insured person, with 4 or more on the policy
- Copays
- No copays
- Waiting periods
- Depends on the cover · details below
- Enrolment age
- Enrolment age: 0 to 64 years old
What Sanitas Residents Platinum covers
A faithful summary of the official product sheet. The exact scope of each cover is set out in the general conditions, which we go through with you before you sign up.
Essential coverage
- General medicine, emergency care and access to all medical specialties
- Simple and advanced-technology diagnostic tests
- Simple and advanced-technology therapeutic methods (rehabilitation, radiotherapy, chemotherapy...)
- Hospitalization and surgical procedures
- Emergency care abroad for stays of up to 90 days and up to 30.000 €
- Extended dental coverage with more than 40 services included
Reimbursements
- 90% reimbursement of your medical expenses up to 500.000 €
- 400 € for dental treatments
- 300 € for pharmacy prescriptions
- 400 € for a second medical opinion at the Clínica Universidad de Navarra
- 100 € a day for hospitalization outside the insurance
At-home services and extended protection
- At-home lab tests
- Medication delivered wherever you are
- At-home physiotherapy
- Coverage in the US
- Repatriation coverage
- Payment protection in the event of the policyholder's death
Digital coverage
- Video consultation for general medicine and specialties
- Video consultation for emergency care (general and paediatric)
- Same-day digital consultation with doctors from 10 specialties
- Check your health and Assess your symptoms
- Digital physio and Look after your mind
- Vital signs measurement and health programs
- Mi Sanitas app in English
Terms of enrolment
Copays, waiting periods and ages exactly as they appear on the official product sheet.
Waiting periods and enrolment age
Sanitas Residents Platinum has the general waiting periods in the policy terms, whatever the payment method. The Residents Platinum Visado version, the one usually requested for the visa, has no waiting periods.
Age: Enrolment age: 0 to 64 years old.
Monthly, quarterly or annual payment; paying for the whole year at once costs less. The Residents Platinum Visado version, with no waiting periods, is the one Immigration and consulates usually ask for: it is paid semiannually or annually, without that annual-payment discount, and is somewhat more expensive (the calculator gives you the exact price). For visa approval the premium must also be paid in advance: that's why we always recommend annual payment for these procedures.
For the visa, you can take it out up to 6 months in advance.
Sanitas discounts: 5% with 2 or 3 insured and 10% with 4 or more (already included in the price); 4% for annual payment, except on the Visa version.
Official Sanitas documents
The full terms, in the PDFs published by Sanitas. We also send them to you with your quote.
- General terms and conditions · Sanitas Residents Platinum (PDF)
- General terms and conditions · Sanitas Residents Platinum para visado (PDF)
The insurance product information document (IPID) can be downloaded from the official Sanitas product page. See the page on sanitas.es
Summary of the official Sanitas Residents Platinum product sheet (Sanitas, S.A. de Seguros). Enrolment is subject to the general and specific conditions of the policy. We explain them with no obligation.
Indicative price
Per insured person and month · Madrid rate
Sanitas rates: first-year premiums for new policies, excluding the 0.15% Consorcio surcharge. The exact price depends on each insured person's age and province. We confirm it in a minute, with no obligation.
| 25 years | 153.77 €/month |
| 35 years | 176.99 €/month |
| 45 years | 202.25 €/month |
| 55 years | 263.96 €/month |
| 64 years | 322.07 €/month |
What people ask us most about Sanitas Residents Platinum
Short answers, faithful to the official product sheet. If your case is different, we look at it with you on WhatsApp.
How much does Sanitas Residents Platinum cost?
from €90.20/month per insured person, with 4 or more on the policy. The final premium depends on age and, for some products, on postcode; the office confirms it before you sign and applies current promotions.
Does Sanitas Residents Platinum have copayments?
No: Sanitas Residents Platinum is taken out without copayments.
What waiting periods does Sanitas Residents Platinum have?
Sanitas Residents Platinum has the general waiting periods in the policy terms, whatever the payment method. The Residents Platinum Visado version, the one usually requested for the visa, has no waiting periods.
Up to what age can you take out Sanitas Residents Platinum?
Enrolment age: 0 to 64 years old.
Who is Sanitas Residents Platinum for?
For foreign residents in Spain who want the best of both worlds: Sanitas' complete medical network and freedom of choice with premium reimbursement, including outside Spain.