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Inclusive cover

Sanitas Inclusivo

Breaking down barriers: inclusive insurance for everyone

With copaysNo age limit for enrolment and no health questionnaire.from €25/month per insured person (4% discount for annual payment)

ANYO HEALTH SL · Exclusive agent of Sanitas, S.A. de Seguros (Bupa Group) · Sanitas International Expert office · DGSFP Registry No. C0320B67816207View certificate

Who is it for? For people a health questionnaire would usually exclude: outpatient care that can be taken out with no questionnaire and no age limit, with at-home support.

Price
from €25/month per insured person (4% discount for annual payment)
Copays
With copays
Waiting periods
Depends on the cover · details below
Enrolment age
No age limit for enrolment and no health questionnaire
Coverage

What Sanitas Inclusivo covers

A faithful summary of the official product sheet. The exact scope of each cover is set out in the general conditions, which we go through with you before you sign up.

Outpatient healthcare

  • Outpatient consultations in general medicine and all specialties
  • All simple diagnostic tests
  • Complex tests: ultrasounds, MRIs, CT scans and ophthalmology consultation tests
  • Simple therapeutic methods
  • Basic dental coverage

At-home care

  • At-home help when you need it most (hospitalization of more than 48 hours)
  • Medication delivered to your home from the pharmacy
  • Escort to medical appointments

Digital coverage

  • Video consultation across all medical specialties
  • 24-hour emergency video consultation, no appointment needed
  • Health programs: emotional wellbeing, nutrition, physiotherapy, pelvic floor, chronic condition monitoring, smoking cessation
Conditions

Terms of enrolment

Copays, waiting periods and ages exactly as they appear on the official product sheet.

Copays

  • From 0 to 6 services: 0 €
  • From 7 to 15 services: 5 €
  • From 16 services onwards: 10 €
  • Diagnostic tests and therapeutic methods: 12 €
  • Podiatry: 3 €
  • Dental: 3 €
  • Emergency care: 8 €
  • High-frequency services: 20 €
  • Video consultations with specialists incur a copay, just like in-person consultations

Waiting periods and enrolment age

MRI and CT scans are covered from 6 months after enrolment.

Age: No age limit for enrolment and no health questionnaire.

Summary of the official Sanitas Inclusivo product sheet (Sanitas, S.A. de Seguros). Enrolment is subject to the general and specific conditions of the policy. We explain them with no obligation.

from €25/month per insured person (4% discount for annual payment)

Entry premium from the official Sanitas price list, April 2026. The exact price depends on each insured person's age and province — we confirm it in a minute, with no obligation.

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