Sanitas Más 90.000
Our most competitive reimbursement insurance

ANYO HEALTH SL · Exclusive agent of Sanitas, S.A. de Seguros (Bupa Group) · Sanitas International Expert office · DGSFP Registry No. C0320B67816207View certificate
Who is it for? For those who want Sanitas' complete medical network and, on top of that, the freedom to see any doctor or clinic outside the network — in Spain or abroad — getting back 70% of the expense.
- Price
- from €58.82/month
- Copays
- No copays
- Waiting periods
- Depends on the cover · details below
- Enrolment age
- From 0 to 64 years old
What Sanitas Más 90.000 covers
A faithful summary of the official product sheet. The exact scope of each cover is set out in the general conditions, which we go through with you before you sign up.
Healthcare
- General medicine, emergency care and access to all medical specialties
- Simple and advanced-technology diagnostic tests (CT scans, MRIs...)
- Simple and advanced-technology therapeutic methods (radiotherapy, chemotherapy...)
- Hospitalization and surgical procedures
- Emergency care abroad for stays of up to 90 days
- International second medical opinion
Reimbursement and extras
- 70% reimbursement of medical expenses with a limit of 90.000 €/year
- Dental coverage with 60% reimbursement and a limit of 200 €/year (network arranged by Sanitas)
- Daily hospitalization allowance of 69 €/day (for expenses outside the medical network; max. 90 days/year)
- Access to a network of leading affiliated centers in the US
- Payment of the premium for 12 months in the event of the policyholder's death
Digital coverage
- Video consultation for general medicine and specialties
- Video consultation for emergency care (general and paediatric)
- Same-day digital consultation with doctors from 10 specialties
- Check your health and Assess your symptoms
- Digital physio and Look after your mind
- Vital signs measurement and health programs
Terms of enrolment
Copays, waiting periods and ages exactly as they appear on the official product sheet.
Waiting periods and enrolment age
Surgical procedures in groups 0 to II (OMC): 3 months. Complex diagnostic tests and psychology: 6 months. Childbirth or caesarean section: 8 months. Complex therapeutic methods, tubal ligation/vasectomy, hospitalization and procedures in groups III to VIII (OMC): 10 months. Dental reimbursement: 8 months.
Age: From 0 to 64 years old. No maximum age to remain on the policy.
Summary of the official Sanitas Más 90.000 product sheet (Sanitas, S.A. de Seguros). Enrolment is subject to the general and specific conditions of the policy. We explain them with no obligation.
from €58.82/month
Entry premium from the official Sanitas price list, April 2026. The exact price depends on each insured person's age and province — we confirm it in a minute, with no obligation.